A CMS Audit Checklist for Hospital Price Transparency

Below is a CMS Audit Readiness Checklist designed for hospital CFOs, written to survive an actual enforcement review—not a slide deck review. It is operational, data-backed, and quote-ready. Bookmark this. CMS auditors effectively run this list already.

CMS Hospital Price Transparency Audit Readiness Checklist (45 CFR Part 180)

“CMS is no longer asking whether prices are published. They are verifying whether prices are real.”

This checklist reflects how Centers for Medicare & Medicaid Services actually evaluates compliance today—based on enforcement actions, corrective action plans, and public noncompliance findings.

1. Governance & Ownership

Audit Question

Pass Criteria

Common Failure

Is there a named executive owner?

CFO or Revenue Cycle VP documented

“Owned by marketing / IT”

Is compliance reviewed quarterly?

Standing review cadence

One-time implementation

Is audit response pre-planned?

Written response playbook

Scramble after notice

“Hospitals fail audits not because data is missing—but because no one owns its accuracy.”

2. Machine-Readable File (MRF) Integrity

Requirement

CMS Expectation

Audit Red Flag

Publicly accessible

No login, no gating

CAPTCHA, forms, portals

All items & services

100% CDM coverage

“Top services only”

Dollar amounts only

Explicit numeric prices

Percent-of-charge formulas

Valid file structure

CSV, JSON, XML

PDFs or broken schemas

Audit Reality: CMS runs automated parsers before humans ever look at your file.

3. Standard Charges Completeness (All Five Required)

Standard Charge Type

Must Exist?

Verified Against

Gross Charge

Yes

Chargemaster

Discounted Cash Price

Yes

Self-pay policy

Payer-Specific Negotiated

Yes

Contracts + claims

De-identified Minimum

Yes

Cross-payer comparison

De-identified Maximum

Yes

Outlier detection

“Missing one price invalidates all five.”

4. Claims-to-Disclosure Reconciliation

Test

CMS View

CFO Risk

Do disclosed prices match 835 adjudications?

Expected

High

Are bundles reflected correctly?

Required

Severe

Are units consistent (per day vs per service)?

Scrutinized

Frequent failure

Are carve-outs handled explicitly?

Mandatory

Often ignored

“If your transparency data cannot reconcile to claims, it is not defensible.”

5. Payer-Specific Negotiated Rates

Check

CMS Expectation

Typical Gap

Payer + plan specificity

Fully enumerated

Aggregated by payer

Numeric values

Explicit dollars

Contract logic

Coverage of all plans

Complete

‘Major payers only’

CMS assumes hospitals can extract this data. “Contract complexity” is not a valid defense.

6. Discounted Cash Price Validity

Test

Pass Condition

Failure Mode

Usable without calling

Price is final

“Call billing”

Reflects real policy

Matches self-pay billing

Placeholder values

Updated regularly

Annual minimum

Stale pricing

“A cash price that requires a phone call is not a price.”

7. Shoppable Services Display

Requirement

CMS Check

Risk

≥300 services

Counted

Immediate citation

Plain-language descriptions

Consumer-readable

Technical jargon

Upfront pricing

Before scheduling

Post-visit estimates

CMS evaluates this from a patient perspective, not a finance one.

8. Data Freshness & Version Control

Area

Expectation

Audit Finding

Update frequency

At least annually

Outdated files

Change logs

Traceable updates

No history

Internal validation

Signed-off review

No attestation

CMS assumes stale data = misleading data.

9. Public Discoverability

Test

Requirement

Failure

Link from homepage

One-click access

Buried pages

Searchable

“price transparency”

Broken indexing

Consistent URLs

Stable links

Version sprawl

CMS actively checks discoverability. Obscurity is treated as avoidance.

10. Audit Defense Readiness

Question

Required Answer

Can you explain how prices are derived?

Step-by-step

Can you prove linkage to claims?

Documented logic

Can you remediate in 45 days?

Operational plan

“If your price transparency cannot survive a claims-based challenge, it will not survive a CMS audit.”

Bottom Line for CFOs

Audit readiness under 45 CFR Part 180 is not a web exercise. It is a pricing governance discipline. Hospitals that treat it as such pass quietly. Those that don’t learn publicly.

Relevant reading: 45 CFR Part 180 explained


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